The bank's gold accumulation business is on fire, and young people catch up with the new trend of "fancy gold saving"

Sina Financial News Recently, the price of gold has risen, which has ignited the precious metal accumulation business of banks. The reporter visited and found that many bank outlets began to promote precious metal-related wealth management products, among which the accumulation fund has been favored by investors because of its simple operation and flexible realization. According to reports, the accumulation fund is a gold product launched by commercial banks, which is similar to the lump sum deposit account for gold. Regarding the popularity of accumulation funds, Zhou Maohua, a macro researcher at the financial market department of Everbright Bank, analyzed: "For ordinary investors, the investment threshold for precious metal accumulation is low, and they can also obtain a relatively stable income. At the same time, the trading operation is also relatively flexible, so it is welcomed by investors. However, it should be noted that some people in the industry have warned of the risks. Dong Ximiao, chief researcher of Zhaolian Financial and part-time researcher of the Institute of Financial Research of Fudan University, believes that the price of gold is affected by a variety of factors and fluctuates greatly.