CITIC Securities: Diperkirakan pendapatan dan keuntungan bank yang terdaftar akan terus naik secara perlahan sepanjang tahun ini.

Data Gold 1 November 2024, Sinotrust Securities commented on the third quarter report of listed banks in 2024: The growth rate of revenue and profit in the third quarter has improved. The asset allocation continues to tilt towards investment business, and the management effectiveness of liability cost is significant, narrowing the decline of Interest Spread in the banking industry; the decline in fee income has rebounded, and investment income actively contributes to revenue. In terms of asset quality, the overall operation is still stable within the range, and provisions are actively made to effectively respond to the increase in non-performing loan generation rates of some retail credit varieties. Looking forward to the fourth quarter, due to the adjustment of Suku Bunga for existing mortgage loans and the impact of LPR adjustments, it is expected that the Interest Spread will still have downward space but the situation is stable, and the bank’s quality will continue to be consolidated and promoted. It is expected that the annual revenue and profit growth rate will continue to increase slightly.