Eetu Kuneinen, co-founder of DGC, said CBDCs are centralized in nature because they will be issued by governments, although they may be built on blockchains and government control poses certain dangers. "Assuming they don't like certain political opponents, they can freeze their assets with one click," Kuneinen said. So, what gives us any security that they won't use this? Or if they were a smaller country, they would be pressured by a larger country to do so? ” On the other hand, Kuneinen believes that it may be preferable to create a framework for stablecoins that are not controlled by a private company. Kuneinen added, "We can build a framework where anyone who owns the asset and anyone who has access to certain technologies can distribute it." Therefore, we can have multiple banks issue the same stablecoin and regulate it. ”