Revolut's Stablecoin Swap: Zero Fees for 65 Million Users in Crypto On-Ramps

2025-10-31 09:39:23

Revolut’s stablecoin swap innovation lets 65 million users convert USD to USDT or USDC at zero fees and 1:1 rates, up to €500,000 monthly, revolutionizing fiat-to-crypto on-ramps for DeFi and payments.

Zero-Fee Stablecoin Conversions: A Game-Changer for Accessibility

Revolut has removed all fees and spreads for USD-to-stablecoin exchanges, ensuring exact 1:1 rates for USDT and USDC. This eliminates traditional markups, making crypto entry frictionless for retail users. With support for Ethereum, Solana, Tron, and more, it bridges fiat and DeFi, reducing costs by 90% compared to conventional methods.

Monthly Limit: €500,000 cash-to-stablecoin conversions.
Supported Chains: Ethereum, Solana, Tron, and others.
User Base: 65 million global users; 298% wealth division growth.

Implications for DeFi and Stablecoin Adoption

This move democratizes stablecoins, amplifying USDC and USDT’s $300 billion market cap and $1.1 trillion monthly volume. It fosters on-chain liquidity, with Revolut’s 1:1 rates encouraging seamless cash-to-DeFi flows. As tokenized RWAs surge, zero-fee swaps boost participation in lending, staking, and payments, potentially adding $50 billion to TVL.

How to Buy Stablecoins Like USDC and USDT

For investors, how to buy USDC via compliant platforms ensures secure entry. How to buy USDT and how to cash out stablecoins offer liquidity. Sell USDC for cash and convert USDC to cash enable fiat conversions.

2025 Stablecoin Market Outlook: $750B Projection

Analysts forecast stablecoins at $750 billion by 2026, driven by zero-fee on-ramps and RWA integration. Revolut’s model accelerates this, with 20% upside for USDC and USDT.

Trading Strategy: Long-Term Stablecoin Holds

Short-term: Hold USDC/USDT above $1.00, target $1.01 on yield farming. Swing: Accumulate dips, staking for 5% APY. Watch adoption; below $0.99, exit.

In summary, Revolut’s zero-fee stablecoin swaps streamline DeFi access for 65 million users, fueling 2025’s $750B market boom.

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