Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0 USD
XRP
XRP
XRP
$2.35
+1.68%
Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$2.35
+1.68%
Markets
Popularity
Market Cap
#5
$141.42B
Volume
Circulation Supply
$90.4M
59.97B

As of now, XRP (XRP) is priced at $2.35 per coin. The circulating supply stands at approximately 59,975,443,601 XRP, resulting in a total market capitalization of $59.97B, Current market capitalization ranking : 5.

In the past 24 hours, XRP’s trading volume reached $90.4M, representing a +1.68% compared to the previous day. Over the past week, XRP’s price +0.67%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from
Consistently one of the Top 10 CEXs since 2013
100% Proof of Reserves since May 2020
Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
GUSD Explained: A Stable RWA Investment Choice by Gate
Beginner
More XRP Article
Ripple’s $1 Billion Reserve Plan Revealed — Is XRP Entering a Strong Recovery Phase?
A blockbuster news piece from Bloomberg has once again made XRP the focus of the market after a long period of silence.
ETF XRP: A New Catalyst for Ripple and Institutional Capital
The potential launch of an XRP ETF could reshape Ripple’s market position. Discover how institutional capital might drive new momentum for XRP adoption.
XRP shows rare long-term strength, demonstrating a new resilience pattern compared to Bitcoin.
When the market begins to reassess the balance between value and utility, XRP has the opportunity to find its own place beyond Bitcoin.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2025-10-19 04:17Gate News bot
Ansem:从技术形态看,目前市场已进入动能衰竭阶段
2025-10-19 03:05MarsBit News
ZachXBT:某 Ripple 社区用户被盗 120 万枚 XRP 但不会提供帮助,建议加强自身安全教育
2025-10-19 02:26Gate News bot
ZachXBT:某 Ripple 社区用户被盗 120 万枚 XRP 但不会提供帮助,建议加强自身安全教育
2025-10-18 21:34Crypto Daily
瑞波币将购买$1 亿XRP代币用于新国库
2025-10-18 21:02CryptoFrontNews
XRP 目标 $4.80,形成隐藏的看涨背离
More XRP News
The crypto world's shaking things up as we near 2026. XRP's on fire, nipping at Ethereum's heels. Some folks are even whispering about it toppling Bitcoin from its throne.
It's all about playing nice with other systems and turning real stuff into digital tokens. XRP's ledger is exploding with this tokenization thing. Kinda surprising how fast it's happening.
Bitcoin's still king, sitting pretty at $107,110. But XRP's got its own tricks up its sleeve. It's cozying up to the big banks and making cross-border payments a breeze. Some dreamy-eyed analysts see XRP hitting $1,000 someday. Imagine that!
Stocks, bonds, real estate - they're all getting the blockchain treatment. It's not much now, but just wait. The big boys in the G7 and G20 need to get their act together for this to really take off.
Ripple's leading the charge, linking the real world to the blockchain. XRP could ride this wave to the moon.
Bitcoin vs XRP - it's gonna be one hell of a showdown. Bitcoin's got history on its side, but XRP's got some serious real-world chops. The next few years? They're gonna be wild.
quiet_lurker
2025-10-19 04:56
The crypto world's shaking things up as we near 2026. XRP's on fire, nipping at Ethereum's heels. Some folks are even whispering about it toppling Bitcoin from its throne. It's all about playing nice with other systems and turning real stuff into digital tokens. XRP's ledger is exploding with this tokenization thing. Kinda surprising how fast it's happening. Bitcoin's still king, sitting pretty at $107,110. But XRP's got its own tricks up its sleeve. It's cozying up to the big banks and making cross-border payments a breeze. Some dreamy-eyed analysts see XRP hitting $1,000 someday. Imagine that! Stocks, bonds, real estate - they're all getting the blockchain treatment. It's not much now, but just wait. The big boys in the G7 and G20 need to get their act together for this to really take off. Ripple's leading the charge, linking the real world to the blockchain. XRP could ride this wave to the moon. Bitcoin vs XRP - it's gonna be one hell of a showdown. Bitcoin's got history on its side, but XRP's got some serious real-world chops. The next few years? They're gonna be wild.
XRP
+1.63%
ETH
+1.48%
BTC
+0.53%
XRP, the XRP Ledger's native digital asset, is stirring up chatter. Market consolidation hasn't dampened interest. One analyst sees echoes of Amazon's early 2010s stock trajectory in XRP's current moves.
Cup and handle pattern. Rings a bell? That's what XRP's forming, apparently. The analyst thinks it could mean big things. Like, really big. We're talking $100 to $200 per token. But don't hold your breath. It might take years.
For now, things are a bit more down to earth. $5 to $30 this cycle, maybe. XRP's at $2.358 today. Up a bit.
ISO 20022 keeps popping up in conversations. It's this standardized messaging thing for financial transactions. XRP fans are all over it. Could be a game-changer for cross-border payments, they reckon. If it takes off, XRP might shoot up faster than expected. Kind of exciting, right?
XRP hit $3.65 back in July. That's its all-time high. It's hanging tough in the top 5 by market cap. Not too shabby.
Long-term outlook? Pretty rosy. But you know how crypto is. Volatile as heck. Do your homework before jumping in. Still, XRP's potential in global finance? It's got people talking.
FUD_Whisperer
2025-10-19 04:55
XRP, the XRP Ledger's native digital asset, is stirring up chatter. Market consolidation hasn't dampened interest. One analyst sees echoes of Amazon's early 2010s stock trajectory in XRP's current moves. Cup and handle pattern. Rings a bell? That's what XRP's forming, apparently. The analyst thinks it could mean big things. Like, really big. We're talking $100 to $200 per token. But don't hold your breath. It might take years. For now, things are a bit more down to earth. $5 to $30 this cycle, maybe. XRP's at $2.358 today. Up a bit. ISO 20022 keeps popping up in conversations. It's this standardized messaging thing for financial transactions. XRP fans are all over it. Could be a game-changer for cross-border payments, they reckon. If it takes off, XRP might shoot up faster than expected. Kind of exciting, right? XRP hit $3.65 back in July. That's its all-time high. It's hanging tough in the top 5 by market cap. Not too shabby. Long-term outlook? Pretty rosy. But you know how crypto is. Volatile as heck. Do your homework before jumping in. Still, XRP's potential in global finance? It's got people talking.
XRP
+1.63%
 Key Insights
- XRP has outperformed Bitcoin in the past year, with a staggering 400% increase.
- The digital asset entered 2025 with favorable conditions and multiple positive catalysts.
- Despite the hype surrounding recent developments, XRP's fundamental challenges may soon come to the
mev_me_maybe
2025-10-19 04:53
XRP's Surge: A Bubble Ready to Burst or a New Era for Digital Assets?
Key Insights - XRP has outperformed Bitcoin in the past year, with a staggering 400% increase. - The digital asset entered 2025 with favorable conditions and multiple positive catalysts. - Despite the hype surrounding recent developments, XRP's fundamental challenges may soon come to the
XRP
+1.63%
BTC
+0.53%
SOL
+1.77%
XLM
+1.07%
More XRP Posts

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.
Where is the Safest Place to Buy XRP?
x
How Can I Safely Buy XRP on Gate.com?
x
How to Buy XRP for Beginners?
x
How much will 1 XRP cost in 2030?
x
What is XRP for beginners?
x